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When biking outdoors, you're generating less heat and more wind resistance than you do when you're walking or running. If you choose a jacket that's too breathable, the wind will pass through it and you may feel too cold. Read the labels and try a jacket with more wind resistance, such as jackets make with Gore-tex.
Although you can certainly wear any style of sports jacket for biking, a stand-up collar is a helpful feature because it reduces the breeze on your neck, which makes many cyclists more comfortable.